Beware the "snowball effect".
Credit cards shouldn’t scare you; when used correctly, they’re actually the most rewarding form of currency available today.
The trick to staying out of credit card debt is to make small, semi-regular purchases and pay the entire balance every month.
With that in mind, here are three things you should avoid paying for with your credit card … and as a bonus, one purchase we ALWAYS recommend using a credit card for.
Your Dream Wedding
Unless you’ve got a feeling your wedding gift-pile will be something akin to Henry Hill’s in Goodfellas (i.e. a pile of envelopes stuffed with cash), then it’s probably a good idea to scale back that dream wedding you had in mind to something more manageable.
Getting hitched is a celebration of love, not luxury. Stay within your means when planning your wedding and you’ll be more likely to enjoy your party.
Gambling and gambling-related ...
Light-colored bed linens made of lightweight cotton are breathable and excellent for promoting ventilation and airflow in the bedroom.
Feel the freezer burn.
Throw your sheets in a bag and then toss them in the fridge or freezer for a few minutes before bed.
Point box fans out the windows so they push hot air out, and adjust ceiling fan settings so the blades run counter-clockwise, pulling hot air up and out instead of just twirling it around the room.
Less is definitely more when it comes to summertime jammies. Pick a loose, soft cotton shirt and shorts or underwear. Going full nudie during a heat wave is (unsurprisingly) controversial. Some people believe it helps keep them cool, while others claim going au natural means sweat stays on the body instead of being wicked away by fabric.
Create a cross-breeze.
Position a fan across from a window, ...
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